Vendor Equipment Financing Programs for Dealers & Manufacturers
Give your buyers an affordable monthly payment right at the point of sale — while EquipCash pays approved vendors up to 100% upfront and carries the customer credit risk, not you. Built for dealers, distributors, and manufacturers in Medical Equipment Financing, Construction Equipment Financing, and Industrial Equipment Financing markets. Learn more at the EquipCash Blog.
It’s Not the Equipment That Stalls the Deal.
It’s the Price.
You build the relationship, prove the ROI, and earn the trust — then the total capital cost stalls everything. Without financing at the point of sale, your pipeline leaks in four predictable places.
Stalled sales cycles
Buyers delay for months waiting on a bank decision or to free up cash reserves — and momentum dies.
Margin erosion
You discount to fight “sticker shock” instead of holding your price, cutting into hard-earned profit.
Deals lost to competitors
Buyers walk to the vendor who offers a turnkey monthly payment — even when your equipment is better.
Risk on your books
In-house terms and unpaid invoices sit on your balance sheet, tying up capital you’d rather deploy.
Turn Point-of-Sale Financing Into Your Strongest Close
The EquipCash Vendor Equipment Financing program drops into the sales process you already run. We handle underwriting, documents, and billing — your team does one thing: sell more equipment.
Key Benefits for Dealers & Vendors
Why Offer Vendor Equipment Financing at Point of Sale?
By integrating flexible vendor equipment financing directly into your sales process, you eliminate buyer budget constraints and close larger deals faster. The commercial lending history behind EquipCash means we understand equipment dealers — and the commercial credit solutions we offer are structured around the way you sell. According to the Equipment Leasing and Finance Association (ELFA), businesses that offer point-of-sale financing consistently close more transactions at higher average values.
Get Paid Up to 100% Upfront
Approved vendor transactions may be funded for the full approved equipment purchase amount, subject to transaction structure, documentation, and funding requirements — no split invoices, no waiting on terms.
Financing Without Taking Customer Credit Risk
We own the underwriting and collections. Under the applicable financing agreement, the financing provider — not your company — is responsible for the customer's payment obligation on completed, approved transactions.
Bigger Deals, Higher Close Rates
Reframing a $100k expense as a manageable monthly payment kills sticker shock and lifts average order value.
Fast, Flexible Approvals
Application-only decisions on most deals, plus custom structures: FMV leases, $1 buyouts, deferred and seasonal payments.
Equipment Financing Programs Built for Dealers and Vendors
EquipCash provides equipment financing resources designed around the way equipment dealers and vendors actually sell. Your customers can apply for financing as part of the sales process, while your team can focus on selling equipment rather than managing the financing process. Programs may be available for new and used equipment, established businesses and qualifying newer businesses, subject to credit, equipment and lender requirements.
Explore related resources, from our core equipment financing and dedicated equipment dealer financing programs to the equipment financing application your customers complete as part of the sale.
More of Your Customers Get to “Yes”
Most vendors lose deals not because the buyer didn’t want the equipment — but because a lender said no. EquipCash is built differently. We’ve created a platform that puts your business, its equipment, and your customer in position from the start — making it easier to fund each deal with far less emphasis on the typical credit profile. More of the customers you’re already quoting come back approved.
Because the equipment itself secures the financing, the buyer’s credit score carries less weight than you’d expect. Some programs lead with the asset and time in business rather than the score — so the more valuable the equipment, the easier the yes. The deals you sell are exactly the deals we’re built to approve.
Get More Buyers ApprovedFinancing Built Around What You Sell
EquipCash structures each deal around the strengths of the equipment itself — from revenue-generating medical devices to heavy machinery that earns for years. Whatever business-essential equipment you sell, there’s very likely a fit.
Construction & Heavy Equipment
Excavators, loaders, cranes, and vocational trucks work productively for many years and hold strong resale value, so they stay dependable collateral across a long term. That lets us structure seasonal and skip payments around project cash flow, finance new or used units, and say yes to newer contractors still building their track record.
Manufacturing & Industrial
CNC machines, automation cells, and packaging lines stay central to production and keep their value on the resale market, making them solid, financeable assets. That supports larger tickets, step and deferred structures timed to a production ramp, and capacity upgrades that help pay for themselves.
Most Equipment Types
Transportation, material handling, laboratory, restaurant, technology, and more — if the equipment is essential to how a business earns, it usually makes strong collateral. And because the asset secures the deal, we can approve a wider range of buyers, new and established alike.
How the Vendor Partner Program Works
No new software, no finance department, no change to how your reps sell.
Quote
Present an EquipCash monthly payment beside your equipment price on every proposal — turning a large capital outlay into a simple operating expense.
Approve
Your customer completes a short digital application. We underwrite quickly with minimal paperwork, and most decisions come back fast.
Get Paid
Documents sign, the equipment ships, and EquipCash funds the approved transaction — up to the full approved equipment amount — straight to your bank account, subject to documentation and funding requirements.
Stop Financing Deals Like a Bank
Running credit in-house creates delayed decisions, admin load, compliance exposure, and lost selling time — and every dollar tied up in customer terms is a dollar that can’t go into inventory or payroll. That’s why dealers are moving to a financing platform: it turns a cost center into a close rate. If capital is already tied up in equipment you own, an equipment sale leaseback can free it back up.
- No internal underwriting or collections
- No compliance and servicing burden
- Capital freed for inventory and growth
A Finance Desk Without Building One
The program runs quietly alongside your team. Your customer keeps working with your reps while EquipCash handles approvals, documents, and servicing — so financing feels like a natural part of your process, not a hand-off to a stranger. For qualifying partners, we can also explore private-label options to keep more of the experience under your brand.
- Seamless fit into your existing workflow
- Dedicated vendor relationship manager
- Private-label options for qualifying partners
Pre-Approved Financing Tiers Lift Order Volume
Set standing approval tiers for repeat buyers and your reps can quote with confidence — no waiting to learn what a customer qualifies for. Distributors who quote pre-approved payment ranges consistently see larger carts and fewer abandoned quotes.
Financing Across the Markets You Sell Into
Custom structures tuned to how each industry buys, invoices, and earns.
Medical & Dental Equipment
Help practices, clinics, and diagnostic centers acquire advanced devices without draining operating capital.
Construction & Heavy Equipment
Let contractors and fleets expand jobsites on terms aligned with seasonal revenue.
Manufacturing & Industrial
Give industrial clients a clear path to upgrade capacity and boost production output.
We also fund transportation, veterinary, laboratory, restaurant, fitness, agriculture, printing, packaging, technology, office, and energy equipment — for new and used assets, startups and established businesses, nationwide.
Show Buyers Their True After-Tax Equipment Cost — On the Spot
Use this as a closing tool when presenting equipment options to buyers. See your estimated tax savings and true net cost in seconds.
Every Day Without Financing Is a Deal a Competitor Can Win.
Turn financing into one of your strongest sales tools. Partner with EquipCash and start closing the deals that used to stall at the price tag.
Vendor Equipment Financing FAQs
Does it cost anything to become a vendor partner?
How fast do my customers get approved?
Do you really pay 100% upfront?
Who handles billing and support after the sale?
Can we offer deferred or seasonal payments?
Can I offer financing under my own brand?
Do you finance used equipment and newer businesses?
How does vendor equipment financing work for dealers?
What types of equipment qualify for dealer leasing programs?
Does the vendor carry liability if the customer defaults?
How fast do vendors receive payment?
Join the EquipCash Vendor Network
Tell us what you sell. A Vendor Program Specialist follows up within one business day to set up your custom financing framework. Ready to expand your distribution pipeline? Apply for our vendor equipment financing partner program today and start funding more transactions.
- No cost, no obligation to enroll
- Custom program built around what you sell
- Prefer to talk first? Call 909-781-4040
EquipCash is not a direct lender. We connect equipment vendors and their customers with equipment financing and leasing solutions through our network of financing sources. Financing is subject to approval, equipment eligibility, documentation, and applicable lender requirements.