#1 Corporate Equipment Financing — No PG Required

How Corporate Equipment Financing Works for Established Businesses

For established enterprises, Corporate Equipment Financing serves as a vital tool for preserving liquidity while modernizing infrastructure. Unlike standard small business loans, our corporate-only portal is designed for mid-market entities — those with multiple employees, $1M+ in annual gross deposits, and 3+ years in operation — that require high-limit funding without the requirement of a personal guarantee.

Corporate Financing FAQ

What defines "No Personal Guarantee" eligibility for Corporate Equipment Financing?
To qualify for our No-PG Corporate Equipment Financing program, the business must typically demonstrate: at least 3 years of verifiable operation under the same Tax ID; a strong commercial credit profile (Paydex score); multiple W-2 employees showing active payroll and operational scale; and $1 million or more in annual gross bank deposits confirming revenue depth. All transactions are evaluated at the entity level — no personal assets are put at risk. Within our application-only limits, a completed application is enough to begin — bank statements always help, and full financials may not be necessary; additional documentation is typically requested only for larger transactions.

What documentation is required to apply?
Within our application-only limits, a completed Corporate Equipment Financing application is all we need to get started — no full financial package required. Bank statements always help strengthen your file and can speed approval, and full financials may not be necessary within those limits. For larger transactions above the application-only limits, we may request additional documentation — but never the years of filed returns a traditional bank demands.

Are there industry-specific restrictions?
EquipCash provides Corporate Equipment Financing across all major sectors — construction, healthcare, logistics, manufacturing, and technology. Our institutional lenders understand the unique depreciation schedules of heavy industrial and high-tech equipment. Per the IRS Section 179 guidelines, financed corporate equipment may qualify for significant year-one deductions — consult your tax advisor.

How are interest rates determined for corporate applicants?
Rates for Corporate Equipment Financing are based on the Federal Funds Rate, the term length (24–72 months), and the specific credit tier of the corporation. Because these are larger transactions, they often qualify for our most competitive "Prime" rate structures. For broader context on corporate financing strategies, Investopedia's equipment financing overview provides a useful reference.

What is the 2026 Section 179 benefit for corporate equipment?
In 2026, corporations can deduct up to $2,560,000 of financed equipment in the year it is placed in service under IRS Section 179. Combined with 100% Bonus Depreciation reinstated for 2026, this makes Corporate Equipment Financing one of the most tax-efficient capital strategies available to mid-market companies. No cash payment is required to take the deduction.